> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://curvo.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What investor profiles do the portfolios offer?

When you first sign up, you'll fill in a questionnaire to use the service. Your appetite for risk will be determined, as well as your financial goals and time horizon for your investments.

There are five different investor profiles, each matching to a different portfolio. They go in order of most risky (but highest expected return) to least risky:
* Growth (100% equities)
* Energetic (70% equities, 30% bonds)
* Smooth (50% equities, 50% bonds)
* Calm (30% equities, 70% bonds)
* Protective (15% equities, 85% bonds)

| Explore the [portfolios](https://curvo.eu/portfolios) in detail, and the [philosophy](https://curvo.eu/philosophy) to learn more about the underlying principles.

|| You can open as [many portfolios](https://help.curvo.eu/en/article/can-i-invest-in-multiple-portfolios-1lmnt35/) as you like through the Curvo app.

### Want a 60/40 portfolio?
We do not offer a portfolio with a 60% allocation to equities and 40% to bonds. The Smooth (50/50) and Energetic (70/30) portfolios come closest.